SC Workers Compensation Coverage
South Carolina’s worker’s compensation laws were developed to protect workers who get injured while they’re on the job, but does that mean any injury that occurs during the workday is covered? Not necessarily. While it’s safe to assume that most injuries that occur during the course of your normal duties will be covered, there are some situations where injuries will not be covered, and understanding what makes some injuries compensable while others are not is an important part of understanding your rights under the law.
What Injuries Are Covered?
Generally speaking, if the injury you sustained can be connected to your work duties, or if it occurred while you were performing a duty on behalf of your employer, it will be covered, whether the injury occurs at your place of work or whether it occurs off site or in a work vehicle, as long as you’re still actively engaged in work activities. That includes injuries where you play an active role – for instance, pulling, lifting or pushing an object – as well as those that more or less occur to you – for instance, an object falling onto your head from above.
Repetitive stress injuries such as carpal tunnel syndrome are also generally compensable as long as you can prove the condition was caused by your work activities. Mental health issues like stress and anxiety can also be covered as long as it can be proven that the health issue occurred as a result of work activities. Pre-existing injuries that become worse as a result of work activities can also be considered compensable.
Even injuries that occur during lunch can be covered as long as the injury occurs in the workplace cafeteria, and injuries related to alcohol consumption may be covered if the alcohol was made available at a work event, like a holiday party.
Of course, just because the law says an injury can be covered, that doesn’t mean it will be covered. Proving an injury is related to work is not always easy, and even when the injury arises as a result of an obviously work-related accident, many insurers limit claims benefit long before they’re legally exhausted.
That’s when you need a skilled SC workers compensation lawyer on your side.
The best workers compensation lawyers are those who have skills and experience successfully handling workers compensation claims and, when needed, appeals. While it’s true everyone has to start somewhere, you probably don’t want “somewhere” to be your workers compensation claim. An experienced work injury lawyer will have a complete understanding of the steps that are necessary to support a claim, including gathering the necessary expert testimony or other evidence that can support your claim and the need for care.
As one of South Carolina’s leading worker’s compensation lawyers, E. Lindsay Blanks offers clients almost three decades of experience tirelessly pursuing worker’s compensation claims on behalf of workers in and around Charleston and throughout South Carolina. During his career, he has successfully handled hundreds of claims and appeals, enabling his clients to have the peace of mind and financial security that come from knowing their medical claims will be paid and their lost wages will be compensated.
Protect your rights: Call now.
If you’ve been injured on the job, don’t risk your financial future by handling your case on your own. Your employer has a whole insurance company representing its needs, and the insurance company has a team of attorneys. You need someone on your side who’s ready to fight for your rights. Getting started is easy: Just call the Law Offices of E. Lindsay Blanks today at (843)863-1800 and schedule a free consultation to find out how he can protect your rights.
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